TD Insurance Review

TD Insurance is part of TD Bank, which I am sure everyone in Canada would be aware of. They are one of the largest financial organizations in the country, offering a long list of products. It is also interesting to see that they have their own website that is dedicated to insurance to make it easier for customers.

Their products can simply be put into eight categories.

The first is auto insurance. The first thing that I found out is that depending what will fall under your car insurance policy will also depend on where you are living. But basically speaking, some of the things you will be able to get are overage for liability, damages, uninsured drivers as well as several more. A very important thing to note is that there are even additional things you can add to make your policy better, which I thought is a great way to give customers more control.

Other types of automobiles can also be insured like motorcycles and recreational vehicles.

Home insurance offers many options for all sort of owners. Some of the other products included tenant insurance, condo insurance, and even identity theft so that you can have your personal information in safe hands. However the thing that I really liked was their home insurance. One thing I realized is that the coverage will be tailored so that it will fit the unique needs of your home, which I thought can be used as an advantage. But generally speaking, you can expect to see benefits like coverage for accidents, damages, jewelleries, stolen items and many more.

Moving onto life insurance, two choices are available. they are term life insurance and accidental death insurance. The term life insurance has three policies that come in either terms of 10, 20 or lifetime, which is very interesting since the plan is known as term. Looking at the term of 10 years, you will be able to get coverage of up to $5,000,000 which sounds very promising. There is also the possibility to convert to a permanent, which I thought is also something that is good to hear.

In their health insurance products, there are three to choose from. Critical illness insurance, critical accident insurance and accident and sickness hospitalization. They are pretty much straightforward according to their names. You will be able to get benefits if you ever need to go to a hospital or if you suddenly become ill and can’t work.

The other products offered by TD Insurance include travel insurance, credit protection insurance and business insurance.

TD Insurance has been rated 4 out of 5 by Insurance Reviews.