Mutual Fire Insurance Review

Mutual Fire has a long history that stems way back to 1902. They were formed by over 40 farmers with an aim to provide affordable insurance that customers will be able to rely on. I also found it interesting to know that the first policy was issued in 1902 with up to $1,500 of coverage, which was a lot back then.

Home insurance is seen as very important to a lot of people, and Mutual Fire has a high understanding of it. This is why as I can see they are able to insure so many different types of homes, including detached houses, tenant’s packages, multi-family homes, homes that are under construction, cottages, rental homes, log homes and even mobile homes.

A wide range of coverage are included which I found to be very comprehensive with things like identity theft, earthquake, boat and motor, and many more. There are also options to make your payment flexible so that it will suit everyone, which I think is a very important point.

For those that want to get an even greater sense of security, I am glad to announce that equipment breakdown insurance is another product that is offered. Some of the things eligible to be protected include freezers, dishwashers, microwaves, ovens, computers, and many more.

Mutual Fire is apparent to have expertise in providing farm insurance. An extensive list of farms can have a policy taken out for such as dairy, grain, hog, berry, poultry, and even those that are for hobbies. After going through the coverage, I can confidentially say that it reached my expectation because of their long list of covers for livestock, produce, dwellings, buildings, liabilities, milk contaminations, and many more. An interesting to know is that if you use a broker to take out a quote, you may also get an Enhancement Package that can be used to tailor fit your needs, which I believe will ultimately make the policy even better.

Lastly, the final product offered is commercial insurance. Again, it is great to know that they offer protection for a range of businesses including contractors, tradespeople, offices, retailers and a variety of small to medium sized businesses.

So how can Mutual Fire assist you? I was impressed to see that coverage extends to stuff like buildings, contents, tools, floods, earthquakes, crimes, loss of income and many more.

As a whole, I really feel this company has what it takes to be the number choice for customers.

Mutual Fire Insurance has been rated 5 out of 5 by Insurance Reviews.

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The Dominion Insurance Review

The Dominion of Canada General Insurance Company is one of the oldest insurers in Canada insuring a number of things from personal managements, all the way to property and casualty as well. As of 2013 they were acquired by Travelers Canada.

Auto insurance was the first product that I came across. It is very attractive to see that a range of automobiles and cars can be insured, including private passenger autos, classic, antique, motor home and recreational. I was impressed with the number of coverage included in their policy such as up to $2,000,000 for liability, benefits for accidents like medical, rehab and attendant care, family protection, waiver of depreciation and many more.

At an overview of home insurance, I was astounded again with the different properties that can be insured. They include homeowners, condominium, tenant packages as well as home business as well. It is also very interesting to see that there are also several extra things you can obtain such as boat protection, as well as coverage for seasonal protections like cottages, rented dwellings and many more.

Basically speaking, you can rest assured that both your buildings and contents will be protected, and this includes the outbuildings as well such as sheds and detached garage. Other benefits are additional expenses, liability, and even medical expenses. With so much essential points, it is apparent that this policy can prove to be very useful.

For those that are needing a policy for their commercial related assets, business insurance is also offered. The Dominion’s products range from commercial auto, commercial property, surety, home business, and many more.

In order to get a quote or policy from The Dominion, you must first do it through a broker. I thought it was very convenient that there is a tool on their website that allows you to do just that. All you need to do is enter your postal code and you will be given a list of brokers near your area.

The next thing I had a look at was their claim process. I really liked how there is a 24 hour emergency claims service. I was also overwhelmed to see that someone will contact you within 4 business hours once the claim notification has been received.

As a whole, The Dominion truly looks like something you would be able to rely on. With the great number of policies to choose from to suit all your needs, there is no other insurer to go with.

The Dominion Insurance has been rated 4.5 out of 5 by Insurance Reviews.

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Gore Mutual Insurance Review

Gore Mutual is an insurance company that started trading way back in the April of 1837. For almost 200 years, they have remained as an outstanding company in the market, with a commitment to provide excellence. This has been recognised in the insurance broker associations.

I found their website to be very colorful and decent, which I thought matched up with their brand really well. The greatest thing about their website though is the fact that there is a link for them to find brokers, which will then be able to help customers take out a policy. I thought was very helpful as it can be seen as a way to let customers know which way to go.

Gore Mutual offers products under two lines; commercial and personal.

The commercial lines offers a variety of products for different businesses. They can include anything from garages, contractors, wholesalers, and even those that are employed in professional services. This is also interesting to know because it means your policy will be able to be custom tailored to suit the need of your needs.

Another advantage of Gore Mutual is in terms of making a claim. It is very good to know that there is a dedicated claim department that handles all claims queries, but that is not all; there is also a department that only handle claims regarding commercial policies. I thought this approach would certainly be able to make a lot of business owners save time and free up their minds in times of disasters.

Moving onto the personal lines, the protections are just as great. They are able to insure all your personal needs, including the very common ones like home insurance, automobile insurance, cottage insurance, marine insurance and liability insurance.

Just by browsing through them, some of the benefits, some of the things you may be able to get include coverage for damages, liabilities, as well as theft. Seeing this really gave me confidence in their policies.

I did a small search online to see all the things people have said about Gore Mutual and was left pretty surprised. It was apparent that the company is able to satisfy the needs of all their customers and offer quality services.

If you would like to see how Gore Mutual will be able to help you and even find out more about getting a quote or a policy, please do not hesitate to go to their website.

Gore Mutual Insurance has been rated 4.5 out of 5 by Insurance Reviews.

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TD Insurance Review

TD Insurance is part of TD Bank, which I am sure everyone in Canada would be aware of. They are one of the largest financial organizations in the country, offering a long list of products. It is also interesting to see that they have their own website that is dedicated to insurance to make it easier for customers.

Their products can simply be put into eight categories.

The first is auto insurance. The first thing that I found out is that depending what will fall under your car insurance policy will also depend on where you are living. But basically speaking, some of the things you will be able to get are overage for liability, damages, uninsured drivers as well as several more. A very important thing to note is that there are even additional things you can add to make your policy better, which I thought is a great way to give customers more control.

Other types of automobiles can also be insured like motorcycles and recreational vehicles.

Home insurance offers many options for all sort of owners. Some of the other products included tenant insurance, condo insurance, and even identity theft so that you can have your personal information in safe hands. However the thing that I really liked was their home insurance. One thing I realized is that the coverage will be tailored so that it will fit the unique needs of your home, which I thought can be used as an advantage. But generally speaking, you can expect to see benefits like coverage for accidents, damages, jewelleries, stolen items and many more.

Moving onto life insurance, two choices are available. they are term life insurance and accidental death insurance. The term life insurance has three policies that come in either terms of 10, 20 or lifetime, which is very interesting since the plan is known as term. Looking at the term of 10 years, you will be able to get coverage of up to $5,000,000 which sounds very promising. There is also the possibility to convert to a permanent, which I thought is also something that is good to hear.

In their health insurance products, there are three to choose from. Critical illness insurance, critical accident insurance and accident and sickness hospitalization. They are pretty much straightforward according to their names. You will be able to get benefits if you ever need to go to a hospital or if you suddenly become ill and can’t work.

The other products offered by TD Insurance include travel insurance, credit protection insurance and business insurance.

TD Insurance has been rated 4 out of 5 by Insurance Reviews.

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Economical Insurance Review

Established in 1871, Economical Insurance is one of the biggest insurer that deals with products relating to property and casualty insurance in Canada. There is a wide range of products in their portfolio made perfect for personal, commercial, farm and surety needs.

First looking at their list of personal insurance, it is easy to see that their solution should match the needs of most people.

Automobile was the first to come up. The coverage for your car or vehicle will be able to be protected under the highest standard with benefits including repairs, legal fees, lost wages, medical expenses and many more. Even creational vehicles like motorcycles and snowmobiles can be insured.

Property insurance was the next thing that came up. Just like home insurance, a range of buildings can be insured, including home, investment property, home office and even hobby properties.

I think the most popular one would be the homeowners insurance. It is very pleasing to see that Economical understands that understands their customers like to have choices, which is why they have a list of levels for you to choose from; gold, silver or bronze. And then depending on which on you choose, you will be provided with coverage like replacement for your contents, personal property, detached structure, additional living expenses and even liability.

The third personal insurance is known as liability insurance. Economical is able to protect you from lawsuits that may arise from your personal actions and the ownership of your property. I think this is a very important policy to take out as lawsuits can be very costly if you are not careful.

Moving on into their business insurance, again a long list of policies are offered including different sized businesses, commercial vehicles, group or associations, and even surety needs.

I decided to look at their small business products and was impressed to see they have a lot of specific solutions that can be addressed to businesses like contractors, retail, churches and restaurants, to name a few.

Lastly, agri-business insurance is another product offered which I thought to be very beneficial. This is very similar to farm insurance and insurances a lot of products such as diary, poultry and equine insurance.

In order to get more information, and to take out a cover which you can do via a broker, you will find all the details they need on their website. All the information for making claims are there as well.

Economical Insurance Insurance has been rated 5 out of 5 by Insurance Reviews.

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