Green Shield Insurance Review

Green Shield is a creative and innovative solution for people that are looking to have access to better health. They offer a number of health insurance products for individuals and groups. Stated on their website is a message that they respond to customers with passion and commitment.

There are currently three health insurance plans to select from.

Prism Precision is the name of the first that provides basic health and dental coverage. The first great thing that I love about them is that there are no medical questionnaire to fill which means almost anyone will be able to apply. There are four levels known as P1, P2, P3 and P4. The highest one is P4 and offers the highest limits of claims such as up to $1,250 on dental, up to $300 on vision and many more. I thought it was also remarkable to see that optional benefits are also provided for you to get better protection like hospital accommodation. In the P4 plan you will be able to get up to $250 per day for 30 days per year.

Prism Spectra is the second plan. This plan focuses on providing a more comprehensive coverage with claim limits that are higher than the first. One of the things different from this plan is that a medical questionnaire is required.

I had a look at their benefits and discovered again that there are four plans, and the highest one is S4. Up to $10,000 can be claimed per year on prescription drugs which I thought is a lot, and up to $1,750 on dental. Other benefits include hearing aids, home support service and medical items. Looking at the optional benefit that was also present here, the S4 plan again lets you claim up to $250 per day.

Prism Continuum, the third and final plan, is a bit different from the others. It is designed for people leaving a company group health plan. The highlight of this cover that I really enjoyed are the comprehensive coverage on pre-existing conditions, and it also makes a good choice for getting coverage for your current health care expenses.

The highest level is C4 and offers up to $2,000 on prescription drugs. All the features were similar to the other plans, however it is interesting to see that hospital accommodation is no longer an option. This means everyone that takes out a cover will automatically be covered for hospital stay.

Green Shield Insurance has been rated 5 out of 5 by Insurance Reviews.