Wednesday, 27 November 2013

CAA Insurance Review

CAA in an overview has got to be one of the longest standing insurers in Canada with a history of more than 100 years. They have been noted for many of their innovative products for Canada’s motoring and travelling needs. Their philosophy is to always be there for you.

Their auto insurance includes a range of car related financial products. Before going any further, the first thing that I could not take my eyes away is the fact that members can save up to 15% in their car insurance. For extra saving, customers can also take out multiple vehicle insurance.

The plans available to be taken out are known as Classic Car Insurance and Car Insurance. There are also several products that enable you to benefit you financial such as Forgive and Forget, Winter Tire Discount and Hybrid Vehicle Discount.

With just a glance, I felt that everything needed to ensure a car is protected were included in their policy, including things like liability coverage, accident benefits, uninsured automobile coverage, and even several optional extras.

Another common product offered by CAA is home insurance. It is very promising to see that they are able to insure all sort of homes, including both buildings and contents, as well as condominium and tenants. The other features that I felt are very important and that they also include are identity theft which only costs $25 a year, home equipment breakdown cover for only $29 a year, as well as free legal expense cover. At just a glance, everything they offered really satisfied me.

Two packages are available under their travel insurance that I really liked. The first falls under the category of travel medicine insurance, and offers a plan for single and those going on multiple trips annually. The second category is vacation package and as I can see, covers the most comprehensive things, again under two plans; single and multi-trip annual. I thought it was also overwhelming that visitors to Canada are also entitled for insurance where they will be able to claim up to $150,000 on emergency medical coverage.

Personal protection insurance is the next thing that CAA can offer. Included are things like health and dental insurance, life insurance and member accident protection plan. The one that I felt was very useful is the term life insurance because you have the choice to choose to get paid either $50,000 or $500,000. Savings can go up to 20%.

Other insurance that you can get from CAA includes:

  • Motorcycle insurance
  • RV/motorhome insurance
  • Boat insurance
  • Business insurance
  • Cottage insurance
  • Pet insurance

CAA Insurance has been rated 5 out of 5 by Insurance Reviews.

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