La Capitale Insurance Review

La Capitale, for more than 70 years, have been a company providing insurance and financial products to more than 600,000 members. There are over 900 institutions in the Quebec and parapublic sectors.

I was impressed to see that La Capitale has offers for individuals and business customers. In this review we will concentrate only on their individual products.

Automobile insurance was just one of the striking products. They included protection for cars , trucks, and even motorcycles. According to their website there are several reasons about them that I found hard to ignore. First of all, for every new policy taken out that goes for a period of two years, a saving of $75 will be offered, as well as having the premium to be guaranteed to stay the same even if you ever need to make a claim. This means you will be able to rest assured that your costs won’t go up even after your car has been damaged.

More importantly, there is free CAP roadside assistance for every new customer. I found this to be very beneficial as it automatically means you will be covered if you ever get stranded on the road as well. Additional discounts can be obtained under several criteria like driving a hybrid vehicle and if your car has been installed with a recognized theft-deterrent system.

I think home insurance would be the next plan to consider. There are products for specific homeowners, tenants, condo owners, season residence owners, and even stationary trailers. Again, the things that really stood out for their home insurance is that you are able to earn several discounts such as if you purchase the “Consider it Done” deal or if you decide to insure both your car and home.

The levels of coverage they have on offered are Standard, Basic Plus and Enhanced. But what I thought was interesting is that there is a persoanlized form where you can use to get the best coverage under an amount that is affordable.

Two plans exist under their travel insurance plans. They include Medical and Hospital, and Comprehensive. It is very worthwhile to see that there is a budget plan that puts all the concentration on medical coverage, and one for the more concerned travellers to have everything insured. Some of the things available to be included are transportation expenses, living expenses, baggage insurance and trip cancellations. All of these I found to be very important.

Other plans that La Capitale that can offer you a policy but are not included in this review are:

• Life insurance
• Health and disability insurance
• Accident insurance
• Credit protection (loan) insurance

La Capitale Insurance has been rated 4.5 out of 5 by Insurance Reviews.