Mutual Fire Insurance Review

Mutual Fire has a long history that stems way back to 1902. They were formed by over 40 farmers with an aim to provide affordable insurance that customers will be able to rely on. I also found it interesting to know that the first policy was issued in 1902 with up to $1,500 of coverage, which was a lot back then.

Home insurance is seen as very important to a lot of people, and Mutual Fire has a high understanding of it. This is why as I can see they are able to insure so many different types of homes, including detached houses, tenant’s packages, multi-family homes, homes that are under construction, cottages, rental homes, log homes and even mobile homes.

A wide range of coverage are included which I found to be very comprehensive with things like identity theft, earthquake, boat and motor, and many more. There are also options to make your payment flexible so that it will suit everyone, which I think is a very important point.

For those that want to get an even greater sense of security, I am glad to announce that equipment breakdown insurance is another product that is offered. Some of the things eligible to be protected include freezers, dishwashers, microwaves, ovens, computers, and many more.

Mutual Fire is apparent to have expertise in providing farm insurance. An extensive list of farms can have a policy taken out for such as dairy, grain, hog, berry, poultry, and even those that are for hobbies. After going through the coverage, I can confidentially say that it reached my expectation because of their long list of covers for livestock, produce, dwellings, buildings, liabilities, milk contaminations, and many more. An interesting to know is that if you use a broker to take out a quote, you may also get an Enhancement Package that can be used to tailor fit your needs, which I believe will ultimately make the policy even better.

Lastly, the final product offered is commercial insurance. Again, it is great to know that they offer protection for a range of businesses including contractors, tradespeople, offices, retailers and a variety of small to medium sized businesses.

So how can Mutual Fire assist you? I was impressed to see that coverage extends to stuff like buildings, contents, tools, floods, earthquakes, crimes, loss of income and many more.

As a whole, I really feel this company has what it takes to be the number choice for customers.

Mutual Fire Insurance has been rated 5 out of 5 by Insurance Reviews.

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Federated Insurance Review

Federated is very different to your standard insurer. They have a name for being a leading specialized insurance provider that leading products that can be customized as well. A large number of products are listed in their portfolio including automobile, liability, as well as business insurances.

In their home and auto insurance, it is great to see that you will be able to get a peace of mind for your house, tenants, condo and a lot more. The one that I was very attracted to was their home insurance. This was because their policies are comprehensive, meaning you will be able to get the highest standards of cover, for even the worst case scenarios. Covered things include contents, liabilities, damages and many more.

Now concentrating on their car insurance, it is great to know private cars are not the only thing that can be insured. You can also have additional things like campers, utilities, travel trailers, motorcycles and even snowmobiles. According to what they can provide it can include coverage like damages done to people, damages done to third parties, and natural disasters like fires.

Lastly, I was very intrigued with their life and health products. Their life insurance blew me away because payouts are tax-free. This means you can be sure you will be able to use all the money you or your family to receive to plan for a better future.

The other products include:

• Disability insurance – The advantage of this plan is that it will be able to continuously provide you with an income even when you are unable to work due to your condition. Again, the payout is tax-free, which is good to hear.
• Critical illness insurance – This is similar to the above where you will be paid out certain a lump sum payment when you are diagnosed with a critical illness. The main advantage of this plan is so that you can concentrate on healing and have the money to pay for things like health care, mortgages and debts, and even education for your children.
• Group benefits – The benefits for this is usually made for those in a company.

In order to take out a policy, you must need to go through a representative or a broker. There are many within Canada and can be easily be discovered on their website as well. I had a look at what people were saying about them online and was pretty pleased with what I read.

Federated Insurance has been rated 4 out of 5 by Insurance Reviews.

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Assumption Life Insurance Review

Assumption Life is an insurer that operates in the financial area. They are made up by a team of qualified representatives and partners that enable the company to provide a comprehensive list of products to secure the lives of their customers.

All of the products offered by Assumption Life revolve around the area of life cover. There is quite a fair number of products to choose from, ranging from term to permanent cover.

It is fascinating to see that term insurance comes in three covers. They are known as FlexOptions, FlexTerm and Youth Plus.

The things I loved about the FlexOptions cover is that it gives you the chance to take care of your family needs. Most importantly, the protection can be tailored to give you that extra peace of mind. In most cases, you do not need to proof for you to be accepted, and a term can go up to 25 years, which is a lot.

FlexTerm, the next cover, is perfect for those between the ages of 18 and 65. The years of a period can be chosen to be 15, 20 or 25 years, with the guarantee of premiums. I thought it was very helpful to see that there are no medical exams needed in order to take out a plan if the coverage is up to $250,000. However if you decide to do a test, you can be covered up to $4,000,000 which I think is worth it.

Lastly, the third product is known as YouthPlus. It is for children from 15 days old all the way up to 17 years old.

Within the permanent insurance line, two covers are listed under it.

The first plan is known as Golden Protection and Golden Protection Plus. It does not require any medical exam and the coverage can go up to $50,000, which is a very reasonable amount. It is made for any individuals between the age of 40 and 85 years old.

The second plan is known as Total Protection, and just as the name implies, offer you a comprehensive cover that will be able to give you a peace of mind. It is for individuals from 18 to 80 years old, with protection ranging from $5,000 up to $30,000, which is a bit less than the plan above. Living benefits can be included for free, which is something good to know.

For more information about Assumption Life, feel free to check out their website.

Assumption Life Insurance has been rated 4.5 out of 5 by Insurance Reviews.

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Assumption Life Insurance Review

Assumption Life is an insurer that operates in the financial area. They are made up by a team of qualified representatives and partners that enable the company to provide a comprehensive list of products to secure the lives of their customers.

All of the products offered by Assumption Life revolve around the area of life cover. There is quite a fair number of products to choose from, ranging from term to permanent cover.

It is fascinating to see that term insurance comes in three covers. They are known as FlexOptions, FlexTerm and Youth Plus.

The things I loved about the FlexOptions cover is that it gives you the chance to take care of your family needs. Most importantly, the protection can be tailored to give you that extra peace of mind. In most cases, you do not need to proof for you to be accepted, and a term can go up to 25 years, which is a lot.

FlexTerm, the next cover, is perfect for those between the ages of 18 and 65. The years of a period can be chosen to be 15, 20 or 25 years, with the guarantee of premiums. I thought it was very helpful to see that there are no medical exams needed in order to take out a plan if the coverage is up to $250,000. However if you decide to do a test, you can be covered up to $4,000,000 which I think is worth it.

Lastly, the third product is known as YouthPlus. It is for children from 15 days old all the way up to 17 years old.

Within the permanent insurance line, two covers are listed under it.

The first plan is known as Golden Protection and Golden Protection Plus. It does not require any medical exam and the coverage can go up to $50,000, which is a very reasonable amount. It is made for any individuals between the age of 40 and 85 years old.

The second plan is known as Total Protection, and just as the name implies, offer you a comprehensive cover that will be able to give you a peace of mind. It is for individuals from 18 to 80 years old, with protection ranging from $5,000 up to $30,000, which is a bit less than the plan above. Living benefits can be included for free, which is something good to know.

For more information about Assumption Life, feel free to check out their website.

Assumption Life Insurance has been rated 4.5 out of 5 by Insurance Reviews.

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State Farm Insurance Review

State Farm is an insurance company created with a mission to manage the risks their customers can experience every day of their life. It covers from many unexpected events to help customers realize their dreams. I was awestruck to know a long number of policies are included in their product portfolio.

Auto insurance appeared first in the list. You will be able to make sure your car will be covered for many important things like liabilities, medical payments, collisions, uninsured motor vehicles and underinsured motor vehicle coverage. Most importantly, it is healthy to learn that in their coverage you will be able to minimize your risks by offering you extra protection from a long list of common lost due to fire, wind, flood, hail, theft and even hitting on an animal.

For people that enjoys sailing, there is boat insurance too. It is clear that many boat related equipment can be insured including oars, anchors, tools, life preservers and many more. It will also protect your boat from damage and risks related to sinking, theft, storms and fire, which are deemed as essential.

Concentrating on their home insurance, plenty of coverage are available to ensure your building and contents remain safe. The first and also the most important one is their personal insurance that includes personal belongings like jewellery, cameras, fine arts and computer equipment. The other coverage includes floods and identity theft which can also prove to be important. I am glad that all of these features are offered.

For people that owns a condo or are renters will also be about to take out condo owners insurance and renters insurance.

There are three simple life insurance policies under life insurance. They were pretty much named common like Term life insurance, Whole life insurance and Universal life insurance. The one with the most advantages has got to be Whole Life as it includes guaranteed benefits for death and cash value. Furthermore, you will also get lifetime coverage and premiums that will always be levelled.

The last dominant product that State Farm has to offer is business insurance. It is fair to say that they have a sort of protection to offer for all sort of businesses and even include commercial auto and umbrella insurance as well.

Other insurance products that State Farm has in their portfolio are farm insurance, personal property insurance, personal liability umbrella insurance and identity restoration coverage.

State Farm Insurance has been rated 4 out of 5 by Insurance Reviews.

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Cover Me Insurance Review

Cover Me is a company branched from Manulife Financial that offers an extensive list of insurance solutions that can be used to benefit the heath care needs of Canadians. The company was created back in 1956 and was also the first company to embrace computer technology. They currently serve millions of customers worldwide.

I was awestruck to see four different life insurance plans. They come in Guaranteed Issue Life Insurance, Easy Issue Life Insurance, Term Life Insurance and FollowMe Life Insurance. Of all four, no doubt the most popular product is the term cover because it is affordable and is an easy way to protect your future.

The term cover was made for people between 18 and 70 years old, which should be the majority of the population. The features in their plans that I found to be very beneficial are being able to be protected up to $1,000,000, which is obvious to see that it is a lot. For those that does not smoke, it is also great to see that you will be able to save up to 50% in your premium, which in its own way can also stop more people from smoking.

Something interesting that I really liked is that there is a way for you to covert your policy to a permanent life insurance policy as well, however this can only be done before you are 70 years old.

I also enjoyed seeing about their critical illness insurance. One very flattering thing about this plan is that if you are not satisfied you will be able to have your entire premium refunded with no questions asked. Depending on the plan you choose, you will be able to get paid up to $75,000 which as anyone can tell is a very large amount.

I was impressed with all the illnesses that are covered such as stroke, cancer and heart attack. Moreover, coronary artery bypass surgery and aortic surgery are also included.

Travel insurance can also be classified as a type of health insurance. It is good to know that there are plans for travellers from Canada, travellers coming to Canada, as well as policies made perfect for students.

Looking at the features for Canadian citizens, you are able to claim on healthcare costs while travelling, as well as coverage for your baggage, travel accidents, cancellations and many more.

The last product that Cover Me can offer is health and dental insurance. They are comprehensive and guarantees you to be accepted which is good news for everyone.

Cover Me Insurance has been rated 5 out of 5 by Insurance Reviews.

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Empire Life Insurance Review

Empire Life has a mission to help you build your wealth and finance in a way that it will offer you security in the future. They have a number of products including life insurance, investment options as well as group life and health benefits.

There are currently only two products that they offer that can provide protection for both you and your family if anything life-threatening was to happen.

The dominant and main product is the life insurance plan. First of all you can rest assured that all the sum you get paid will be tax free, as with any life insurer that pays out. There are five different plans for you select from known as Term insurance, Hybrid life insurance, Whole life insurance, Universal life insurance, Participating life insurance.

I had a look at their Term Insurance as it is a very common policy that people take out. I learned that they offer two products to choose from known as Solution 10 and Solution 20. The term for each plan is implied by its name. An advantage that I really liked is that your rates can freeze at a certain age, up to your 100th birthday.

In my opinion the term insurance would be great for families looking to start a new mortgage, business owners who need to cover several costs like overheads and start-ups, and many more.

Moving to the second main product is critical illness insurance. What’s really good about this is that they offer three plans; Vital Link 10, Vital Link 75 and Vital Link 100. Basically if you ever suffer from a critical illness and is unable to work, you will be provided with a sump sum of cash that is tax free to help you with the treatment and also pay for other things to help you keep going.

According to what I’ve read, it seems to me that this cover is great for hard workers that are worried about health problems. This is also suitable for business that doesn’t want to risk losing a key employee due to an illness. No matter what your reason is, the main thing is that you will be able to protect your lifestyle if illnesses like stroke, cancer and heart attack every strikes.

For business and organisations that want to take out group benefits, there are also several that are available. Empire Life offers an extensive list of benefits like health care essentials, disability benefits and travel emergency assistance.

Empire Life Insurance has been rated 4.5 out of 5 by Insurance Reviews.

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National Bank Insurance Review

National Bank General Insurance, also known as simply NBC, is an insurer that offers automobile and home insurance products direct to the residents in Quebec. According to their About Us page, National Bank takes thousands of calls each day and offers the callers great quotes for their home and auto insurance.

I think the thing that caught my eyes the most is the fact that they are able to tailor your policy. Not only that, I also found out that they can make sure the premium will be a competitive price.

The coverage included is pretty fascinating. There are several categories and they include protection against damages, civil liability, motorcycles, and recreational vehicles and there is even an option to get endorsement to complement your insurance for just a few more dollars.

One interesting thing is that National Bank also has a plan dedicated to only young drivers. It is made for drivers between the age of 16 and 24 and best of all you won’t need to wait until your 25th birthday to get a lower price. In fact, for all full time students, a 10% can be applied, which I thought is a great way to make premiums affordable to youngsters.

In terms of discounts, I actually discovered a list of ways you can get further discounts which I thought would surely make them very affordable to everyone. There are reductions in price for good driving record, taking out a policy for two years, having low mileage and many more.

The home insurance plan is available for tenants, condominium owners and homeowners. The available coverage that I found to be undeniable are insurance for properties, liabilities and even an endorsement that prevent unsuspected problems such as water damages.

For those looking for discounts, I am pleased to have also found a list where you are able to save with discounts for coming your auto and home insurance, as well as taking a 2-year policy.

Lastly, it seems to me that National Bank has extended their product portfolio to include life insurance as well. You are able to choose from life, disability or critical illness insurance, as well as travel insurance and health and medical care. I thought these products can really change a person’s life around and would be a great way to get a peace of mind.

For more information simply head over to National Bank Insurance’s website and see what they have to offer on your own.

National Bank Insurance has been rated 4.5 out of 5 by Insurance Reviews.

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Kanetix Insurance Review

Kanetix is one of the leading comparing websites in Canada since 1999 where users are able to compare over a range of financial products such as insurance, mortgages and credit cards. The most outstanding fact about them is that they have some of the biggest brands of finance companies in their panel of companies that you can compare from.

According to their claims, an average for $600 can be saved from comparing car insurance. I had a look at how this could be done and simply found out that all you need to do is enter your postal code to get a quote. Some of the brands where you will be able to get a quote from are RBS, COSECO, The Co-Operators, The Personal and Allstate.

The impressive thing is that many different cars can also be insured. It includes classic car, commercial auto, motorcycle and RV. Interesting enough, there is also an app that you can download onto your phone to compare quotes on the go, which I thought can really save time.

In their property insurance, again you need to enter your postal code. In terms of the insurers that will show up, I was very glad to recognize some of even the biggest names like Aviva and Grey Power. I thought it was very useful that you can insure both your home or contents, or even both of them combined. According to a testimonial found online, a customer was able to save approximately $700.

Moving onto travel insurance, again the panels of insurers were very dominant. The average saving one would receive is around 50% which you’ve got to admit is not bad. You are able to get a policy for single trips, multi trips, and even an all-inclusive travel insurance policy.

One really outstanding thing about Kanetix is that they offer comparison among many different types of travel insurance such as for those visiting Canada, and those heading over to the snow.

In their life insurance, there is something a bit different. In order to get a quote, you need to enter the coverage type and amount, as well as some personal information. It was also easy to do without much embarrassing questions except for if you are a smoker. You are then able to choose from the term of life insurance; term or permanent, as well as other types.

The other types of insurance that you are able to compare but not mentioned here are health insurance, pet insurance and commercial insurance.

Kanetix Insurance has been rated 4.5 out of 5 by Insurance Reviews.

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Sun Life Insurance Review

Sun Life is an international service that deals in the area of finance and also has a base in Canada. Their commitment is to help customers around the globe to get a peace of mind when it comes to planning a security future in terms of finance. The insurances they offer revolve around health and life.

Under their health insurance, there are up to around six products available. I think the one most people would want to know more about is their personal health insurance. It comes under three plans known as Basic, Standard and Enhanced, which I think is a great way to let customers have total control on the types of benefits they would like to receive.

With just a quick summary, some of the reimbursements that you will be able to get for include prescription drugs, preventive dental, restorative dental, orthodontics, supplemental healthcare, vision, emergency travel, as well as many other optional benefits. What you can claim differs from different plans, but in my opinion the one I like the most is the Enhanced plan is because everything is included.

Another health related product that has been proven to be very popular is critical illness insurance. I really liked the two plans they offered known as SunSpectrum Basic Critical Illness Insurance, and Sun Critical Illness Insurance. My favorite one has got to be the latter one because it up to 25 illnesses can offer you a payout. Up to 4 can give you a partial payout, and up to 5 childhood illnesses can be covered for.

Having a look at the full payout illnesses, they included a lot of the common ones like cancer, coma, deafness, loss of limbs and many more. The only thing to note about this insurance is that to be able to be insured you must be at least 18 year old, but this is reasonable.

Dwelling in their life insurance, again, around six plans were offered, however some of them also fell under their health insurance category. Generally speaking, three life insurance exists; Term, Permanent and Universal Life. The one that impressed me the most is the Universal plan because it a typically a lifetime protection that. The advantage over tis plan is that it is a flexible way to combine long term life insurance with the opportunity for tax-deferred savings.

For more information and to check out more of Sun Life’s other products, make sure you go over to their website.

Sun Life Insurance has been rated 4.5 out of 5 by Insurance Reviews.

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La Capitale Insurance Review

La Capitale, for more than 70 years, have been a company providing insurance and financial products to more than 600,000 members. There are over 900 institutions in the Quebec and parapublic sectors.

I was impressed to see that La Capitale has offers for individuals and business customers. In this review we will concentrate only on their individual products.

Automobile insurance was just one of the striking products. They included protection for cars , trucks, and even motorcycles. According to their website there are several reasons about them that I found hard to ignore. First of all, for every new policy taken out that goes for a period of two years, a saving of $75 will be offered, as well as having the premium to be guaranteed to stay the same even if you ever need to make a claim. This means you will be able to rest assured that your costs won’t go up even after your car has been damaged.

More importantly, there is free CAP roadside assistance for every new customer. I found this to be very beneficial as it automatically means you will be covered if you ever get stranded on the road as well. Additional discounts can be obtained under several criteria like driving a hybrid vehicle and if your car has been installed with a recognized theft-deterrent system.

I think home insurance would be the next plan to consider. There are products for specific homeowners, tenants, condo owners, season residence owners, and even stationary trailers. Again, the things that really stood out for their home insurance is that you are able to earn several discounts such as if you purchase the “Consider it Done” deal or if you decide to insure both your car and home.

The levels of coverage they have on offered are Standard, Basic Plus and Enhanced. But what I thought was interesting is that there is a persoanlized form where you can use to get the best coverage under an amount that is affordable.

Two plans exist under their travel insurance plans. They include Medical and Hospital, and Comprehensive. It is very worthwhile to see that there is a budget plan that puts all the concentration on medical coverage, and one for the more concerned travellers to have everything insured. Some of the things available to be included are transportation expenses, living expenses, baggage insurance and trip cancellations. All of these I found to be very important.

Other plans that La Capitale that can offer you a policy but are not included in this review are:

• Life insurance
• Health and disability insurance
• Accident insurance
• Credit protection (loan) insurance

La Capitale Insurance has been rated 4.5 out of 5 by Insurance Reviews.

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Equitable Life Insurance Review

Equitable Life has been providing financial protection to Canadians since 1920. They are one of the biggest mutual life insurers in the country where they are able to provide fully to the needs of their customers with things like personalized services, security, wellbeing and many more.

Their products come in many categories, including insurance products for individuals, as well as other products like investment management, savings & retirement and group benefits.

Term life insurance is the first service to be listed. The period can go for either 10 or 20 years, and most importantly, you are able to renew your policy when the period is over. The advantage of this plan is that you can customize your benefits to make sure it includes everything you need.

Whole life insurance is similar to term life, however it is a permanent protection. The thing that I really like about this is that it can guarantee your premiums, cash values and death benefits. The payment you receive from this plan can be used on a number of things like education funding, home renovation and even to add to your retirement income.

The two plans that you are able to select from are Equimax Estate Builder, and Equimax Wealth Accumulator. The first allows you to have higher long-term value, and the latter allows you to have higher early cash values within the first 20 years.

The next plan up is universal life insurance. What I really like about this plan is that it is very cost effective. It is also great for clients that want to have tax-advantaged investment opportunities.

Lastly, critical illness can provide you with an income in the event of you suffering a terminal illness. At first I was taken by the long list of conditions that are covered. It included things from heart attacks, severe burns, stroke, cancer, all the way to Parkinson’s disease, which I think will really cover the majority of illnesses people will suffer from. And for children up to the age of 25, conditions such as muscular dystrophy and cystic fibrosis are also covered to give you a peace of mind.

The benefits of this plan are that it is a lump sum payment and you are allowed to use the money however you like.

To see the other products that Equitable Life of Canada will be able to provide to you, it is very important that you head over to their website and have a look around.

Equitable Life Insurance has been rated 4.5 out of 5 by Insurance Reviews.

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TD Insurance Review

TD Insurance is part of TD Bank, which I am sure everyone in Canada would be aware of. They are one of the largest financial organizations in the country, offering a long list of products. It is also interesting to see that they have their own website that is dedicated to insurance to make it easier for customers.

Their products can simply be put into eight categories.

The first is auto insurance. The first thing that I found out is that depending what will fall under your car insurance policy will also depend on where you are living. But basically speaking, some of the things you will be able to get are overage for liability, damages, uninsured drivers as well as several more. A very important thing to note is that there are even additional things you can add to make your policy better, which I thought is a great way to give customers more control.

Other types of automobiles can also be insured like motorcycles and recreational vehicles.

Home insurance offers many options for all sort of owners. Some of the other products included tenant insurance, condo insurance, and even identity theft so that you can have your personal information in safe hands. However the thing that I really liked was their home insurance. One thing I realized is that the coverage will be tailored so that it will fit the unique needs of your home, which I thought can be used as an advantage. But generally speaking, you can expect to see benefits like coverage for accidents, damages, jewelleries, stolen items and many more.

Moving onto life insurance, two choices are available. they are term life insurance and accidental death insurance. The term life insurance has three policies that come in either terms of 10, 20 or lifetime, which is very interesting since the plan is known as term. Looking at the term of 10 years, you will be able to get coverage of up to $5,000,000 which sounds very promising. There is also the possibility to convert to a permanent, which I thought is also something that is good to hear.

In their health insurance products, there are three to choose from. Critical illness insurance, critical accident insurance and accident and sickness hospitalization. They are pretty much straightforward according to their names. You will be able to get benefits if you ever need to go to a hospital or if you suddenly become ill and can’t work.

The other products offered by TD Insurance include travel insurance, credit protection insurance and business insurance.

TD Insurance has been rated 4 out of 5 by Insurance Reviews.

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London Life Insurance Review

London Life has been on the road to help Canadians meet their financial needs for over 130 years. The first thing that I got to say about them is that their website is nicely designed with links to all the different products they offered. I noticed mortgages, saving plans and of course insurance.

They were plenty of products to choose from, ranging from mostly life covers. There were four in their portfolio.

The first and highest priority product is life insurance. Two different packages can be taken out, either term life or permanent life insurance. What I saw, the term life insurance offers the lowest cost which is great for people that are on a tight budget. The terms can be renewed after 10 or 20 years, which I think is an adequate period.

On the other hand, a permanent life insurance can protect you for al lifetime, something I really liked about London Life. There are two plans under this category; participating life insurance and universal life insurance.

In disability insurance, I learned that it can be used to protect three aspects. They are yourself, your family and your business. Seeing all three can be insured can really give you a peace of mind.

The main advantage of taking out a policy is so that you will be able to receive an income in the event of being disabled. The money then can be used to pay for a range of things like rent, salaries, overhead expenses and many more.

Critical illness insurance can also be used for the same thing. The main difference is that it will cover you from critical illnesses that stops you from working. They include all the major conditions like heart attack, cancer and stroke, which is interesting to know because many of these can turn your life upside down if you are not correctly prepared.

Finally, health and dental insurance is another great product offered. I was very impressed to see that there are plans for everyone, no matter what life stages they are in. First there is one for individual and families where you are given the option of five plans and be covered up to 65 years old. The second plan is for those over the age of 50, up to the age of 75 years old.

As you may be too, I was mostly awestruck but so many benefits that London Life can provide. They are truly a one of a kind company to be part of.

London Life Insurance has been rated 4 out of 5 by Insurance Reviews.

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Great West Life Insurance Review

Great West Life is an insurer that has been proclaimed to help Canadians reach their security needs in terms of finance. Their history goes back more than 100 years with a range of products in their portfolio including investment, retirement savings, and insurance.

Seeing their list of individual products, it came to terms with me that their products rested in the grounds of life covers. There was only four different plans to choose from which I thought was an adequate amount.

Life insurance being the first one, there are four different options. The first two are the usual term life insurance and permanent life insurance. But what caught my attention is the fact that there are two more in the selections, some that were quite uncommon including participating life insurance and universal life insurance.

I discovered the participating life insurance is also known as whole life insurance and enables you to permanently have your life protection in place to make sure you get a peace of mind. The universal life insurance is the traditional life insurance with a tax-advantaged investment aspect. This means you can select an investment mix.

Disability insurance was also quite similar. There are several products to choose form including insurance for professionals, business owners, employees, business owners, employees as well as a low cost option for people that are seasonal workers or those that works at home.

In the critical illness option, coverage can be obtained for different life stages. The one thing that opened my eyes is the that there are plans for adults as well as children. In the adult cover, up to $1,000,000 can be covered which I thought is an astonishing amount. There is also the choice to either choose a coverage that is level or decreasing. Another important thing to see is that this plan includes all the common illnesses like heart attack, cancer and stroke.

Lastly, the four is health and dental insurance, which can be used to claim on a number of treatment. As I can see, this is a great way for Canadians to have their health in great care while paying less of the expenses. The solutions that can be taken out includes plans for individuals, families, as well as people that are aged 50 above and people that have retired.

To see more about Great West Life Insurance and view their products under both personal and business categories, make sure you have a look at their website.

Great West Life Insurance has been rated 4 out of 5 by Insurance Reviews.

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