Ingle is travel insurer that takes out the complication of purchasing a policy. The things that make Ingle stand out from the rest is that they have a knowledgeable customer support system as well as a dynamic website that is straightforward with information and resources.
This was very true when I landed onto their website. All the links were listed on the left with banners that introduced ways to provide immediate help. I was able to find information about all their products by clicking on the corresponding links.
Their main products are set into four products, fitted for people Canadians as well as people that are coming to Canada.
For travel insurance for Canadians, there are three policies to choose from. However the first thing to note is that the policies are underwritten by different companies such as RSA, Travel Underwriters and Manulife Financial. The good thing about them all is that they include up to $5,000,000 of maximum insured sum, which is a lot if you ask me. Most importantly, it is good to see that there is coverage for hospital, treatment of dental accidents, and depending on which plan you choose, you are also protected against trip cancellations. Visitors to Canada will also be insured under a number of plans. There are four to choose from, again offered by different insurers.
Snowbird travel insurance is a plan for those heading south this winter. It basically includes coverage that will benefit those in the snow the most, such as coverage for damaged or lost skiing equipment and more.
An interesting product is student insurance. This was designed for international students to provide medical coverage while they are in Canada. The very impressive thing that I saw is that up to $2,000,000 are offered as their lifetime maximum limit. Included are up to 60 days in hospital, diagnostic services, trauma counselling, emergency transportation, emergency relief of dental pain, accidental death and many more.
In terms of pre-existing medical conditions, it is overwhelming that Ingle does cover them, however this can also depending on the exclusions and stability requirements of your policy, when you take one out. As long as your conditions fit into the criteria, you will be able to have them protected. There are no advantages or disadvantages to this.
For more information make sure you head over to their website. They have a very extensive list of products that were not covered in this review.
Ingle Travel Insurance has been rated 4.5 out of 5 by Insurance Reviews.
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